Broad Preferred Provider Organization

(Blue Cross Blue Shield of Arizona)

(Broad Network)

Things PPO members should keep in mind

A PPO medical plan offers a wide range of benefits and flexibility for individuals and businesses alike. One of the key features of a PPO plan is the ability to choose your own healthcare providers without needing a referral. This allows for greater control over your healthcare decisions and ensures that you receive the best possible care.

Keep in mind, the PPO provider charges are discounted, and there is no "balance billing" when using a provider from the PPO network. Out-of-network care (using a provider not associated with the PPO network) is different. Out-of-network providers may have higher charges and the ability to bill you for charges deemed "not covered" by our plans.

Narrow High Performance Network (HPN)

(Blue Cross Blue Shield of Arizona)

(Narrow Network)

By partnering with a select group of high-quality providers, this network offers superior care at lower costs, resulting in improved health outcomes and increased savings for employees. With access to leading hospitals, physicians, and specialists, you and your family can receive the best care possible while keeping healthcare expenses in check.

Keep in mind, the HPN is a narrowed network PPO option that can be regionally limited. Please check the HPN network to make sure you are satisfied with the provider selection in your area.