The amount you pay out of each payroll for your share of insurance plan premiums.

The gross monthly cost of each benefit insurance product.

The amount you pay out-of-pocket prior to the plan beginning payments. Typically, a deductible does not include copayments.

If you enroll dependents, each person has their own individual deductible to satisfy until the family collectively meets their family deductible maximum.

If you cover dependents, the individual deductible does not apply. Rather, each person’s initial expenses combine and accumulate towards a family deductible.

A flat charge amount you pay for a covered health care service.

The percentage of costs of a covered health care service you pay after you've paid your deductible.

A specific dollar amount, after which the insurance plan begins paying 100% of charges for the remainder of the plan year. All out-of-pocket expenses, including copays, deductibles, and your coinsurance combine to accumulate towards the out-of-pocket maximum.

Preferred Provider Organization. Specifically, the list of providers contracted with the plan to provide care at contracted discounts off regular billed charges.

High-performance Network (HPN). This is a limited, narrowed PPO - meaning, fewer providers available - that provides care at deeper discounts. Search for HPN providers at azblue.com/bluehpn.

Specific life events that, if occurring mid-plan year, permit you to make changes in your plan elections. Marriage, divorce, birth, and adoption are examples of Qualifying Life Events.

The specific date range of an insurance plan’s 12-months of coverage. Typically, deductibles and out-of-pocket maximums are reset at the beginning of each plan year.

Health Savings Accounts are tax-advantaged member-owned accounts that let you save pre-tax dollars for future qualified healthcare expenses. You can invest in mutual funds tax-free and funds never expire.

A Flexible Spending Account is an employer-sponsored health savings account that empowers you to set aside pre-tax money from every paycheck to help pay for qualified healthcare expenses.

Like the FSA, but used specifically for expenses related to caring for eligible dependents during your work hours.

Medical services provided via online or mobile video access.

A calculation where Verra Mobility matches your own contributions, whether it be toward your HSA or your 401(k) account.